:root{
  --bg:#F6F7F9; --card:#FFFFFF; --line:#E6E8EC; --ink:#1B2230; --muted:#6A7180;
  --mike:#2F4B7C; --megan:#A8456B; --joint:#2A8C82; --total:#2D3340;
  --good:#2A8C82; --bad:#C2453B; --warn:#C98A1B;
  --r:12px; --shadow:0 1px 2px rgba(20,28,46,.05),0 4px 16px rgba(20,28,46,.04);
}
*{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,system-ui,sans-serif;font-size:14px;line-height:1.45}
h1,h2,h3{font-family:"Space Grotesk",Inter,sans-serif;margin:0}
.num{font-family:"Space Grotesk",Inter,sans-serif;font-variant-numeric:tabular-nums}
button{font-family:inherit;cursor:pointer}
.wrap{max-width:1080px;margin:0 auto;padding:0 18px}

/* top bar */
.top{position:sticky;top:0;z-index:30;background:rgba(246,247,249,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.top-inner{display:flex;align-items:center;gap:14px;height:60px;flex-wrap:nowrap}
.brand{font-family:"Space Grotesk";font-weight:700;font-size:17px;letter-spacing:-.01em}
.brand small{display:block;font-family:Inter;font-weight:400;font-size:11px;color:var(--muted);letter-spacing:0}
.top-spacer{flex:1}
.month-nav{display:flex;align-items:center;gap:6px}
.month-nav button{width:30px;height:30px;border:1px solid var(--line);background:var(--card);border-radius:8px;color:var(--ink);font-size:15px;line-height:1}
.month-nav .label{min-width:120px;text-align:center;font-weight:600}
.ghost{border:1px solid var(--line);background:var(--card);color:var(--ink);padding:7px 12px;border-radius:8px;font-weight:500;font-size:13px}
.ghost:hover{border-color:#cfd3da}

/* hamburger menu */
.menuwrap{position:relative}
.menu-btn{font-size:18px;line-height:1;padding:6px 12px}
.menu{position:absolute;right:0;top:calc(100% + 8px);background:var(--card);border:1px solid var(--line);border-radius:12px;box-shadow:0 12px 32px rgba(20,28,46,.16);min-width:190px;z-index:60;overflow:hidden;display:flex;flex-direction:column}
.menu[hidden]{display:none}
.menu-item{text-align:left;background:none;border:none;border-bottom:1px solid var(--line);padding:13px 16px;font-size:14px;font-weight:500;color:var(--ink)}
.menu-item:last-child{border-bottom:none}
.menu-item:hover,.menu-item:focus-visible{background:var(--bg)}

/* sync status */
.syncwrap{display:flex;align-items:center;gap:8px}
.syncwrap #syncStatus{font-size:12px;color:var(--muted);white-space:nowrap}
.sync-dot{width:8px;height:8px;border-radius:50%;background:var(--muted);display:inline-block}
.sync-dot.on{background:var(--good)}
.sync-dot.err{background:var(--bad)}

/* owner tabs */
.tabs{display:flex;gap:6px;padding:14px 0 4px;flex-wrap:wrap}
.tab{border:1px solid var(--line);background:var(--card);padding:8px 16px;border-radius:999px;font-weight:600;font-size:13px;color:var(--muted);display:flex;align-items:center;gap:8px}
.tab .dot{width:9px;height:9px;border-radius:50%}
.tab[data-owner=Total] .dot{background:var(--total)} .tab[data-owner=Mike] .dot{background:var(--mike)}
.tab[data-owner=Megan] .dot{background:var(--megan)} .tab[data-owner=Joint] .dot{background:var(--joint)}
.tab.active{color:#fff;border-color:transparent}
.tab.active[data-owner=Total]{background:var(--total)} .tab.active[data-owner=Mike]{background:var(--mike)}
.tab.active[data-owner=Megan]{background:var(--megan)} .tab.active[data-owner=Joint]{background:var(--joint)}

/* hero */
.hero{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:14px 0}
.stat{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:16px 18px;box-shadow:var(--shadow)}
.stat .k{font-size:12px;color:var(--muted);font-weight:500;text-transform:uppercase;letter-spacing:.04em}
.stat .v{font-size:30px;font-weight:700;margin-top:4px}
.stat .sub{font-size:12px;color:var(--muted);margin-top:2px}
.balcard{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px 20px;box-shadow:var(--shadow);margin:14px 0}
.balcard .k{font-size:12px;color:var(--muted);font-weight:500;text-transform:uppercase;letter-spacing:.04em}
.balcard .v{font-size:36px;font-weight:700;margin-top:2px;line-height:1.1}
.balcard .sub{font-size:12px;color:var(--muted);margin-top:4px}
.balcard .sub a{color:var(--mike);text-decoration:underline;cursor:pointer}
.v.pos{color:var(--good)} .v.neg{color:var(--bad)}

/* split bar */
.splitcard{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:16px 18px;box-shadow:var(--shadow);margin-bottom:14px}
.splitcard h3{font-size:13px;color:var(--muted);font-weight:600;text-transform:uppercase;letter-spacing:.04em;margin-bottom:12px}
.splitbar{display:flex;height:34px;border-radius:8px;overflow:hidden;border:1px solid var(--line)}
.splitbar .seg{display:flex;align-items:center;justify-content:center;color:#fff;font-weight:600;font-size:12px;min-width:0;transition:flex-basis .4s ease}
.splitseg-Mike{background:var(--mike)} .splitseg-Megan{background:var(--megan)} .splitseg-Joint{background:var(--joint)}
.splitlegend{display:flex;gap:18px;margin-top:10px;flex-wrap:wrap}
.splitlegend span{display:flex;align-items:center;gap:7px;font-size:12px;color:var(--muted)}
.splitlegend .dot{width:9px;height:9px;border-radius:50%}

.grid2{display:grid;grid-template-columns:1.3fr 1fr;gap:14px;align-items:start}
.panel{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:16px 18px;box-shadow:var(--shadow);margin-bottom:14px}
.panel h2{font-size:15px;margin-bottom:4px}
.panel .hint{font-size:12px;color:var(--muted);margin-bottom:14px}

/* category rows */
.catrow{padding:11px 0;border-top:1px solid var(--line)}
.catrow:first-of-type{border-top:none}
.catrow .line1{display:flex;justify-content:space-between;align-items:baseline;gap:10px}
.catrow .name{font-weight:600}
.catrow .tag{font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:.04em;color:var(--muted);border:1px solid var(--line);padding:1px 6px;border-radius:5px;margin-left:8px}
.catrow .amt{font-weight:600;cursor:pointer}
.bar{height:7px;background:#EEF0F3;border-radius:4px;margin-top:7px;overflow:hidden}
.bar > i{display:block;height:100%;border-radius:4px;background:var(--joint)}
.bar.over > i{background:var(--bad)}
.catrow .meta{font-size:11px;color:var(--muted);margin-top:5px;display:flex;justify-content:space-between}

/* leaks */
.leak{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-top:1px solid var(--line)}
.leak:first-of-type{border-top:none}
.leak .lname{font-weight:600;display:flex;align-items:center;gap:8px}
.leak .pill{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.03em;background:#FBEFD9;color:var(--warn);padding:2px 7px;border-radius:5px}
.leak .lsub{font-size:11px;color:var(--muted)}
.leak .lamt{text-align:right}
.leak .lamt b{font-weight:600}
.leak .lamt small{display:block;font-size:11px;color:var(--muted)}
.leak .lname{flex-wrap:wrap}
.subacts{display:flex;gap:6px;margin-top:6px}
.subbtn{font-size:11px;font-weight:600;padding:3px 10px;border-radius:6px;border:1px solid var(--line);cursor:pointer;line-height:1.4}

/* goals */
.goal{padding:13px 0;border-top:1px solid var(--line)}
.goal:first-of-type{border-top:none}
.goal .gtop{display:flex;justify-content:space-between;align-items:baseline}
.goal .gname{font-weight:600}
.goal .gpct{font-size:12px;color:var(--muted)}
.goal .gmeta{font-size:11px;color:var(--muted);margin-top:5px}

.empty{text-align:center;padding:30px 16px;color:var(--muted)}
.empty b{display:block;color:var(--ink);font-family:"Space Grotesk";font-size:16px;margin-bottom:6px}

/* buttons / chips */
.primary{background:var(--ink);color:#fff;border:none;padding:9px 16px;border-radius:8px;font-weight:600;font-size:13px}
.primary:hover{background:#000}
.row-actions{display:flex;gap:8px;flex-wrap:wrap}
.chartwrap{position:relative;height:230px}

/* ---------- Ramsey module cards ---------- */
.module-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:16px 18px;box-shadow:var(--shadow);margin-bottom:14px}
.module-card h2{font-size:15px;margin-bottom:4px}
.module-card .hint{font-size:12px;color:var(--muted);margin-bottom:14px}

/* baby steps ladder */
.steps{display:flex;flex-direction:column;gap:7px}
.step{display:flex;align-items:center;gap:11px;padding:9px 11px;border:1px solid var(--line);border-radius:9px;background:#fff}
.step .snum{width:24px;height:24px;border-radius:50%;background:#EEF0F3;color:var(--muted);font-weight:700;font-size:12px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.step .stext{font-size:13px}
.step.done{opacity:.6}
.step.done .snum{background:var(--good);color:#fff}
.step.current{border-color:var(--joint);background:#F1FBF9;box-shadow:0 0 0 1px var(--joint) inset}
.step.current .snum{background:var(--joint);color:#fff}

/* debt snowball rows */
.debtrow{display:flex;align-items:center;gap:12px;padding:11px 0;border-top:1px solid var(--line)}
.debtrow:first-of-type{border-top:none}
.debtrow .dorder{width:22px;height:22px;border-radius:50%;background:var(--joint);color:#fff;font-weight:700;font-size:12px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.debtrow .dmain{flex:1;min-width:0}
.debtrow .dname{font-weight:600}
.debtrow .dsub{font-size:11px;color:var(--muted)}
.debtrow .dbal{text-align:right;font-weight:600}
.debtrow .dbal small{display:block;font-size:11px;color:var(--muted);font-weight:400}
.debt-summary{margin-top:14px;padding:12px 14px;background:#F1FBF9;border:1px solid var(--joint);border-radius:9px;font-size:13px}
.debt-summary b{font-family:"Space Grotesk"}
.extra-input{display:flex;align-items:center;gap:10px;margin-bottom:14px}
.extra-input label{font-size:12px;font-weight:600;color:var(--muted)}
.extra-input input{width:140px}

/* envelope rows */
.envrow{padding:10px 0;border-top:1px solid var(--line)}
.envrow:first-of-type{border-top:none}
.envrow .eline{display:flex;justify-content:space-between;align-items:baseline;gap:10px}
.envrow .ename{font-weight:600}
.envrow .eamt{font-weight:600;font-size:13px}
.envrow .ebar{height:7px;background:#EEF0F3;border-radius:4px;margin-top:6px;overflow:hidden}
.envrow .ebar > i{display:block;height:100%;border-radius:4px;background:var(--joint)}
.envrow .ebar.over > i{background:var(--bad)}
.envrow .emeta{font-size:11px;color:var(--muted);margin-top:4px}
.left-to-budget{display:flex;justify-content:space-between;align-items:center;padding:11px 14px;border-radius:9px;margin-bottom:14px;font-weight:600}
.left-to-budget.zero{background:#F1FBF9;border:1px solid var(--joint);color:var(--good)}
.left-to-budget.over{background:#FCEEED;border:1px solid var(--bad);color:var(--bad)}
.left-to-budget.under{background:#FBEFD9;border:1px solid var(--warn);color:var(--warn)}

/* 50/30/20 ratio gauge */
.ratio-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.ratio-cell{border:1px solid var(--line);border-radius:9px;padding:12px;text-align:center}
.ratio-cell .rlabel{font-size:11px;text-transform:uppercase;letter-spacing:.04em;color:var(--muted);font-weight:600}
.ratio-cell .ractual{font-size:24px;font-weight:700;margin:6px 0 2px}
.ratio-cell .rtarget{font-size:11px;color:var(--muted)}
.ratio-cell.ok .ractual{color:var(--good)}
.ratio-cell.high .ractual{color:var(--bad)}
.ratio-bar{display:flex;height:26px;border-radius:8px;overflow:hidden;border:1px solid var(--line);margin-top:14px}
.ratio-bar .rseg{display:flex;align-items:center;justify-content:center;color:#fff;font-size:11px;font-weight:600}
.rseg.needs{background:var(--mike)} .rseg.wants{background:var(--warn)} .rseg.savings{background:var(--joint)}

/* modal */
.scrim{position:fixed;inset:0;background:rgba(20,28,46,.45);display:none;align-items:center;justify-content:center;z-index:50;padding:18px}
.scrim.show{display:flex}
.modal{background:var(--card);border-radius:16px;width:100%;max-width:620px;max-height:88vh;overflow:auto;box-shadow:0 20px 60px rgba(0,0,0,.25)}
.modal-h{display:flex;justify-content:space-between;align-items:center;padding:18px 22px;border-bottom:1px solid var(--line);position:sticky;top:0;background:var(--card)}
.modal-h h2{font-size:17px}
.modal-b{padding:20px 22px}
.x{border:none;background:none;font-size:22px;color:var(--muted);line-height:1}

/* sync dialog: stacked, full width, no overflow */
.sync-setup p{margin:0 0 14px}
.sync-setup label{display:block;margin-bottom:12px;font-size:12px;font-weight:600;color:var(--muted)}
.sync-setup label input{margin-top:5px;display:block;width:100%}
.sync-actions{display:flex;flex-wrap:wrap;gap:8px;margin:4px 0 6px}
.sync-actions button{flex:1 1 auto}

label.fld{display:block;margin-bottom:14px}
label.fld span{display:block;font-size:12px;font-weight:600;color:var(--muted);margin-bottom:5px}
input,select,textarea{width:100%;border:1px solid var(--line);border-radius:8px;padding:9px 11px;font-family:inherit;font-size:13px;background:#fff;color:var(--ink)}
textarea{min-height:120px;font-family:ui-monospace,monospace;font-size:12px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.three{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px}
.maptable{width:100%;border-collapse:collapse;font-size:12px;margin-top:8px}
.maptable th,.maptable td{border:1px solid var(--line);padding:6px 8px;text-align:left}
.maptable th{background:#F0F2F5;font-weight:600}
.note{font-size:12px;color:var(--muted);background:#F0F2F5;border-radius:8px;padding:10px 12px;margin-bottom:14px}
.acct-chip{display:inline-flex;align-items:center;gap:7px;border:1px solid var(--line);border-radius:999px;padding:5px 12px;font-size:12px;font-weight:500;margin:0 6px 6px 0}
.acct-chip .dot{width:8px;height:8px;border-radius:50%}
.acct-chip button{border:none;background:none;color:var(--muted);font-size:14px;line-height:1;padding:0 0 0 2px}

/* import / review tabs inside modal */
.seg-tabs{display:flex;gap:6px;margin-bottom:16px;flex-wrap:wrap}
.seg-tabs button{border:1px solid var(--line);background:var(--card);padding:7px 13px;border-radius:8px;font-weight:600;font-size:12px;color:var(--muted)}
.seg-tabs button.active{background:var(--ink);color:#fff;border-color:transparent}
.review-table{width:100%;border-collapse:collapse;font-size:12px;margin-top:8px}
.review-table th,.review-table td{border-bottom:1px solid var(--line);padding:7px 6px;text-align:left}
.review-table th{color:var(--muted);font-weight:600;text-transform:uppercase;font-size:10px;letter-spacing:.03em}
.review-table td.dup{color:var(--muted);text-decoration:line-through}
.review-badge{display:inline-block;font-size:10px;font-weight:700;text-transform:uppercase;border-radius:5px;padding:1px 6px}
.review-badge.new{background:#F1FBF9;color:var(--good)}
.review-badge.dup{background:#F0F2F5;color:var(--muted)}

/* ---------- receipts ---------- */
.receipt-thumb{display:inline-block;border:1px solid var(--line);border-radius:8px;overflow:hidden;width:46px;height:46px;background:#F0F2F5;vertical-align:middle}
.receipt-thumb img{width:100%;height:100%;object-fit:cover;display:block}
.receipt-attach{border:1px dashed var(--line);background:#fff;color:var(--muted);border-radius:8px;padding:6px 11px;font-size:12px;font-weight:500}
.receipt-attach:hover{border-color:var(--joint);color:var(--joint)}
.receipt-preview{max-width:100%;border:1px solid var(--line);border-radius:8px;margin:10px 0;display:block}
.ocr-status{font-size:12px;color:var(--muted);margin:8px 0}

/* module toggles in setup */
.mod-toggle{display:flex;align-items:center;justify-content:space-between;padding:10px 0;border-top:1px solid var(--line)}
.mod-toggle:first-of-type{border-top:none}
.mod-toggle .mname{font-weight:600;font-size:13px}
.mod-toggle .msub{font-size:11px;color:var(--muted)}
.switch{position:relative;width:42px;height:24px;flex-shrink:0}
.switch input{opacity:0;width:0;height:0}
.switch .track{position:absolute;inset:0;background:#D3D7DE;border-radius:999px;transition:.2s}
.switch .track:before{content:"";position:absolute;width:18px;height:18px;left:3px;top:3px;background:#fff;border-radius:50%;transition:.2s}
.switch input:checked + .track{background:var(--joint)}
.switch input:checked + .track:before{transform:translateX(18px)}

.footer{text-align:center;color:var(--muted);font-size:12px;padding:24px 0 40px}

@media(max-width:760px){
  .hero{grid-template-columns:1fr 1fr} .stat .v{font-size:24px}
  .grid2{grid-template-columns:1fr} .two,.three{grid-template-columns:1fr}
  .ratio-grid{grid-template-columns:1fr 1fr 1fr}
  .month-nav .label{min-width:84px}
  .top-inner{gap:8px}
  .syncwrap #syncStatus{display:none}
  /* modals become full-width bottom sheets so nothing runs off screen */
  .scrim{padding:0;align-items:flex-end}
  .modal{max-width:100%;width:100%;max-height:92vh;border-radius:16px 16px 0 0}
  .modal-h{padding:15px 16px}
  .modal-h h2{font-size:16px}
  .modal-b{padding:16px 16px calc(20px + env(safe-area-inset-bottom))}
}
*:focus-visible{outline:2px solid var(--mike);outline-offset:2px}

/* print friendliness: white bg, near-black text already default */
@media print{
  .top,.tabs,.footer,.row-actions,.month-nav button{display:none}
  body{background:#fff}
  .panel,.module-card,.stat,.splitcard{box-shadow:none;break-inside:avoid}
}